How To Tell Saving Is Worse Than Spending?

Saving is a positive financial habit without denial.  I won’t be panic if I keep a certain amount of money as a safety net to secure the cash flow in case of emergency or unexpected job loss.    My relation with money is more on saving.  It sounds risky to me if spending (or investing) the earned money to buy stock (in the financial market) or buy a house with a mortgage.  Instead, I feel good to see my bank account grow via saving, month after month.  When I first read the following “parable of the three servants” from Bible, I was confused. The story liked that:

A man gave five bags of silver to one, two bags of silver to another, and one bag of silver to the last before he went on a long trip.  After a long time, the man returned from his trip and called the servants to give an account of how they had used his money.  Two of the three servants had invested the money and earned more.  The man praised these two servants had handled this small amount well, and he would give them more responsibilities.
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And the servant who received the one bag of silver dug a hole in the ground and hid the money.  The master was furious and said, “take the money from this servant and give it to the one with the ten bags of silver.  To those who use well what they are given, even more will be given, and they will have an abundance. But from those who do nothing, even what little they have will be taken away.”

I was confused. Why did that servant sound like doing something very wrong?
 
I get it.  Money is not just money.  Money is a metaphor to mean the asserts that are given by God to include our skills, body, talents, and all our being.  Simply speaking, there are two types of assets: money and intelligence (or wisdom). If you own a lot of money without intelligence, you will eventually lose all your money. If you have wisdom, the money will take care of itself to follow.  It is easy to get money, hard to get intelligence (or wisdom).

Why are we so hard to get the intelligence or wisdom?

It’s because we may inevitably do plenty of wrong things before we finally learn to do the right thing.  When we do the wrong things, we will feel the pain. Ever wonder we fear the pain more than enjoy the gain. When the pain and gain fight with each other, the intention to avoid pain almost always wins.

One day, I bought a stock, and the price rose by 10%. I sold out the shares to secure the profit. And then the stock price continued to push up 50%.  My hubby blamed me for my stupidity, and a big fight came after.  It seemed like a half glass water story that happened in real life.  Why did I so angry at that moment? There was no money loss and just earned less.  Conversely, if I sold out the shares,  lost 30% profit, and then the stock price further dropped 50%. I won’t feel so bad as I’d avoided an extensive money loss.  
 
Imagine if you already get everything in your life.  You’re rich, healthy, smart, and have a perfect relationship with your husband, parents, and children. Will you feel the pain for the loss of a small amount of money or jealous of others?  No, you won’t. 
 
The point is how to improve ourselves and make contributions to others.  If you apply this concept to the financial aspect, your strength is like a light bulb. You see how that light bulb can benefit lots of people, know how to make use of these benefits in a winsome way, and understand how to build a fortune that can deliver those benefits in a way that makes a profit.

To those who use well what they are given, even more will be given, and they will have an abundance. But from those who do nothing, even what little they have will be taken away (parables of the three servants, Matthew 25:14–30 )