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Saving is a positive financial habit without denial. I won’t be panic if I keep a certain amount of money as a safety net to secure the cash flow in case of emergency or unexpected job loss. My relation with money is more on saving. It sounds risky to me if spending (or investing) the earned money to buy stock (in the financial market) or buy a house with a mortgage. Instead, I feel good to see my bank account grow via saving, month after month. When I first read the following “parable of the three servants” from Bible, I was confused. The story liked that: A man gave five bags of silver to one, two bags of silver to another, and one bag of silver to the last before he went on a long trip. After a long time, the man returned from his trip and called the servants to give an account of how they had used his money. Two of the three servants had invested the money and earned more. The man praised these two servants had handled this small amount well, and he would give them more responsibilities. And the servant who received the one bag of silver dug a hole in the ground and hid the money. The master was furious and said, “take the money from this servant and give it to the one with the ten bags of silver. To those who use well what they are given, even more will be given, and they will have an abundance. But from those who do nothing, even what little they have will be taken away.” I was confused. Why did that servant sound like doing something very wrong? I get it. Money is not just money. Money is a metaphor to mean the asserts that are given by God to include our skills, body, talents, and all our being. Simply speaking, there are two types of assets: money and intelligence (or wisdom). If you own a lot of money without intelligence, you will eventually lose all your money. If you have wisdom, the money will take care of itself to follow. It is easy to get money, hard to get intelligence (or wisdom). Why are we so hard to get the intelligence or wisdom? It’s because we may inevitably do plenty of wrong things before we finally learn to do the right thing. When we do the wrong things, we will feel the pain. Ever wonder we fear the pain more than enjoy the gain. When the pain and gain fight with each other, the intention to avoid pain almost always wins. One day, I bought a stock, and the price rose by 10%. I sold out the shares to secure the profit. And then the stock price continued to push up 50%. My hubby blamed me for my stupidity, and a big fight came after. It seemed like a half glass water story that happened in real life. Why did I so angry at that moment? There was no money loss and just earned less. Conversely, if I sold out the shares, lost 30% profit, and then the stock price further dropped 50%. I won’t feel so bad as I’d avoided an extensive money loss. Imagine if you already get everything in your life. You’re rich, healthy, smart, and have a perfect relationship with your husband, parents, and children. Will you feel the pain for the loss of a small amount of money or jealous of others? No, you won’t. The point is how to improve ourselves and make contributions to others. If you apply this concept to the financial aspect, your strength is like a light bulb. You see how that light bulb can benefit lots of people, know how to make use of these benefits in a winsome way, and understand how to build a fortune that can deliver those benefits in a way that makes a profit. To those who use well what they are given, even more will be given, and they will have an abundance. But from those who do nothing, even what little they have will be taken away (parables of the three servants, Matthew 25:14–30 )
28 Comments
Cathy
2/3/2021 01:53:11 am
Thanks for reading.
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Cathy
2/3/2021 01:54:53 am
Thanks, Amanda.
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Cathy
2/3/2021 01:55:54 am
Thanks, Sarah.
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2/2/2021 08:19:35 am
Thank you for sharing this perspective. It makes you think about saving in a new way.
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Cathy
2/3/2021 01:58:09 am
Agree with your point. Thanks for reading.
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Luna S
2/2/2021 08:42:32 am
Thanks for sharing this, it is a neat way to look at it.
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Cathy
2/3/2021 02:05:17 am
Thanks for reading, Luna.
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Windy
2/2/2021 09:46:40 am
I love how you broke this down because saving is so important.
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Cathy
2/3/2021 02:06:29 am
Thanks, Windy. No doubt saving is important. Just use other perspective to see this issue.
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Ashley
2/2/2021 10:34:08 am
We just started investing in stocks and for me it is kinda scary. My husband has done a lot of research into them and has already seen a return!
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Cathy
2/3/2021 02:14:15 am
Awesome! Invest in the stock market is scary for me also. I'm still learning.
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Cathy
2/3/2021 02:20:10 am
Thanks for reading, Nishtha
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2/2/2021 02:27:24 pm
I am a saver. I think that is why in retirement, I have enough to enjoy life without working.
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Cathy
2/3/2021 02:22:55 am
Yes, saving provides a safety net for retirement. Thanks for reading.
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Cathy
2/3/2021 02:15:14 am
Thanks for reading, Desiree.
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2/2/2021 04:15:48 pm
It is interesting to look at it in this way, I have never really thought about it before but I do believe there it truth in this periable.
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Cathy
2/3/2021 02:24:59 am
Thanks for reading, Jen.
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2/3/2021 06:35:16 am
My husband always says that he's happy to have me in his life, I've changed his spending habits and turned them into more of saving habits.
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Cathy
2/3/2021 05:33:05 pm
You're lucky to get a great husband. Men always not good at saving and good at spending.
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2/4/2021 06:35:33 am
This is definitely something to think about and to add on my ideal husband list.
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2/4/2021 09:26:33 am
Wow, very thought-provoking article. Thanks for sharing!
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Kimmy
2/6/2021 12:06:33 pm
Very interesting take on this
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CatherineDigital marketer, writer, editor, feminine optimistic style, pursuit of happiness, addict to coffee. CategoriesArchives
August 2022
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